Login with Google
English
SpanishBuying process
Whether you are buying a condo in Boca Raton or a single-family home in Fort Lauderdale, the following list will give you an idea of the process you will be taking when making your purchase.
- Get pre-qualified
Meet with one of our recommended loan officers; by sharing income and other financial information, you will know the price range of mortgages you are qualified for.
You will get pre-approved and obtain a pre-approval letter.
You will also obtain a Loan Estimate letter explaining the costs of borrowing money, additionally, you will learn about the many loans available to buyers in today’s market.
- Explore our rich community content and easy to use search facilities on this site
Explore the many counties we sell real estate in, and the neighborhoods within them. We can provide this information as needed.
Sign up for property email alerts to be the first to know as new properties hit the market.
- Begin viewing homes with the realtor.
When possible, we recommend all decision-makers should visit the various homes.
Always be direct, it will help the realtor understand your particular needs and desires and enable them to select homes you’ll want to see.
- Prepare the offer
We will provide you with a comparative market analysis on your choice of real estate and area (e.g., single-family homes in Boca Raton), to assist you in making an informed decision.
A Realtor will go through the contract with you and help complete your offer.
Negotiations will proceed until both buyer and seller agree on all terms and sign all documents. Documents will be sent to the title company where a file will be opened, and title commitment and property tax information ordered.
- Make your loan application
Give your loan officer a copy of the contract and apply for the loan.
- Inspect the property
Select an inspector and arrange for both a general inspection and a wood-destroying insect inspection.
Realtors have great knowledge of environmental assessments and will provide you with further information relevant to your home.
- Appraisal and survey of the property
The lender and title company will make arrangements for the property appraisal and survey.
You will be provided with a copy of the Title Commitment Letter.
You will need to make arrangements for homeowner’s (hazard) insurance, and for your insurance agent to talk with the closing officer at the title company.
- Seller’s closing is also arranged
You will receive a copy of the closing statement for review before closing.
You will do a final walk-through inspection of the property.
A Realtor will arrange a closing date and time with the title company. The seller’s closing will also be arranged.
You will need to bring a cashier’s check for all closing costs and the balance of the down payment.
- After the closing
Documents are sent to your loan company for approval and funds are disbursed.
The title company receives and funds all money from the loan company. Payment of any accrued expenses in connection with the closing is due including taxes, attorney’s fees, professional real estate fees, and title company fees.
Legal documents will be recorded in the office of the county clerk and mailed to you.
The title company prepares and issues the title policy, and will then send it to you and the loan company.
